Scholarship Tool
Summarize an award letter
Upload your award letter once in the Extractor (on the Tools page), then view grant/loan totals here.
Scholarship / award letter summary
Upload an award letter PDF or image in the Extractor on the Tools page.
NJ HESA / Loan Estimator
Estimate your NJ Tuition Aid Grant (TAG) based on SAI.
Found on your FAFSA Submission Summary.
Enter your SAI to see an estimate.
NJCLASS Loan Information
10-Year Fixed
~5.69% APR
Immediate repayment
15-Year Fixed
~6.25% APR
Interest-only while in school
20-Year Fixed
~7.15% APR
Full deferment option
These are estimates based on 2024-2025 rates. Interest rates and award amounts are subject to change. Visit HESAA.org for official calculators and applications.